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Our SCPI offer
What is an SCPI?
A saving solution which aims to redistribute its revenues to its participants
An SCPI (real estate investment trust) owns a number of properties which are leased out to professionals: offices, retail outlets, hotels, clinics, retirement homes, ... or private individuals: housing.
The reception of potential rental amounts generates returns which become revenue payments (dividends) made to each participant as a pro-rata of their investment in the SCPI.
After five years of ownership the SCPI can sell certain real-estate assets which may generate gains which will then be distributed to the associates. Losses may also occur.
SCPIs receive an authorisation from the Autorités des Marchés Financiers (Financial Markets Regulator) although this does not constitute proof of any sort of investment opportunity. The associates will receive copies of all documents related to their investments from the SCPI (information notices, annual reports, etc.).
How to subscribe to an SCPI?
Directly
o direct payment
o on credit (loan interest deducted from your property income)
Investing with credit involves certain risks: a loan agreement is a commitment by the subscriber and must be repaid. Please ensure that you will have the necessary liquidity before making such a commitment. The subscriber must not rely solely on the income from the SCPI to meet their repayment obligations, considering the unpredictable nature of such an investment.
By way of a life insurance contract as Units of account
Advantages:
o tax benefits for life insurance policies
o life insurance contract liquidity
o more diverse allocation
Risks:
o additional life insurance policy charges
o exposure to property market risks
Through the temporary division of ownership
By dividing the full SCPI ownership into bare ownership and usufructuary. Participant A therefore becomes the bare owner whilst participant B purchases the usufruct in order to make a medium-term treasury investment.
What is the minimum subscription amount?
A few hundred euros are enough to subscribe to SCPI units. And you can invest on a one-time or regular basis. Making scheduled payments to Praemia REIM France means investing in SCPI according to your needs and your savings capacity, on a regular basis and at your own pace. This allows you to gradually build up your real estate savings and adapt your savings efforts to your income and personal situation.
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Change my consent preferencesWhat are the fees associated with SCPIs?
The associate pays a subscription fee when purchasing his units, and then an annual management fee. The subscription fee is included in the subscription price and the management fee is deducted from the rents received before the payment of potential income.
The subscription fee covers collection costs, in particular the preparation and execution of capital increases, and the placement of SCPI units linked to the intermediary activity of the distributors, as well as the costs of studying and executing investment programs.
The annual management fee covers the management of the company's assets, the administration of the SCPI, the information of the associates, the collection of rents and all ancillary income (pre-rentals, occupancy or other indemnities, penalties and interest on arrears, taxes recovered from the tenants, etc.), the management of the treasury and the distribution of profits. In addition to this, there is a commission on the sale of shares, acquisition or sale of assets.
Find out more about the fees of Praemia REIM France solutions:
Discover the SCPI fees
How long should I keep my SCPI units?
SCPIs are long-term investments. The minimum recommended duration is 10 years.
When will I receive
my potential dividends?
The first potential dividends are received at the time of entitlement.
The period of enjoyment is the time lag between the date of subscription of the SCPI units and the date on which the units begin to generate income, if any.
You will be able to find the date on which Praemia REIM France's SCPIs become available for sale on the brochure of each SCPI.
Then the potential dividends are collected quarterly.
What are the advantages of investing in SCPI?
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What are the risks of investing in SCPI?
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Before subscribing in SCPI shares, the investor must receive copies of the information notice, the statutes, the DIC, the subscription notice, the most recent information bulletin and the most recent annual report. These documents are available from the management company.
Why invest in a Praemia REIM France SCPI
(REAL ESTATE INVESTMENT TRUST)?
Praemia REIM France is the market leader for SCPI with an annual collection volume of over €3billion. The SCPIs managed by Praemia REIM France are a reflection of its management team’s convictions concerning the various target markets: offices, health and education property, retail, residential and hotel trade.
By buying Praemia REIM France SCPI shares you will become an indirect property owner alongside a number of other participants and consequently you will benefit from:
- The chance to access themed SCPI that prioritise healthcare, education, office or domestic residential properties.
- A large choice of SCPI covering different real-estate sectors and geographical zones for a more diverse property asset allocation.
- Mutual risks since the investments are in properties of different types in various geographical zones and with diverse tenant profiles.
- Easier real-estate holding management since it is Praemia REIM France that purchases the properties for the SCPI, manages the leaseholds and manages the properties.
SCPI Primovie
The SCPI that supports all stages of life
- Socially useful activities on a buoyant market
- Investments in France and in the Eurozone
- A capitalisation of over 4 billion euros
SCPI Primopierre
An asset base mainly composed of offices
- A capitalisation over 3 billion euros
- Majority of the offices in Ile-de-France
- Prestigious tenants
SCPI Primofamily
A new way of experiencing real estate
- An SCPI oriented towards everyday real estate: residential/hospitality
- Potential capital gains partly carried by the dynamics of the metropolises
- Investments in France and in the Eurozone
SCPI Patrimmo Croissance Impact
Residential real estate in bare ownership
- The 1st SCPI mainly invested in bare ownership
- A social and interim residential asset base
- Buildings mainly for future completion
SCPI Patrimmo Commerce
Commercial real estate within reach
- An SCPI for shop buildings
- National and international brands
- Attention given to the quality of locations
SCPI Ufifrance Immobilier
An asset base mainly composed of offices in Ile-de-France
- A fixed-capital SCPI created in 1988
- Asset base 100% in Ile-de-France
- Active property management
SCPI Patrimmo Habitation 1
New residential real estate in Scellier BBC
- The Scellier BBC tax arrangement
- Assets entirely located in zones A and A bis
- A capital increase closed in January 2012
Simulate your investment in SCPI
Define your project, contact us
By email
By phone
Praemia REIM France's Customer Service is available Monday through Friday from 9:00 a.m. to 12:00 p.m. and 2:00 to 5:30 p.m.
01 89 20 07 95
By mail
Praemia REIM France
Direction de la Relation Client
36 rue de Naples,
75008 Paris France
As with any property investment, there is a risk of capital loss that may be caused by fluctuations in property markets and/or currency exchange rates. Revenues are not guaranteed, they may rise or fall depending on how the trust performs. An SCPI is a long-term investment with a recommended investment period of 10 years. Liquidity is limited, the management company cannot guarantee the resale of shares. As with any investment, past performances are not an indication of future performance.